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Digital Options Lead 2019 Insurance Marketing Trends

Digital marketing trends dominate professional advice for AccuList USA’s insurance marketing clients this year, from e-mail to social media to online search.

Trends Favor Personalized, Client-Focused Campaigns

Whether insurance marketing via digital or traditional channels such as direct mail, there are some general trends affecting success in 2019, per the American Agents Alliance. First comes the continued value of cultivating brand advocates with testimonials, referrals and word of mouth. Quoting Forbes magazine, “the top four most-trusted sources of advertising are people you know, branded sites, editorial sites, and reviews.” A myopic focus on impersonal advertising will miss these important lead drivers. The personal touch needs to extend into offering targeted, personalized digital and print content that is useful and engaging, as well as client interaction that is real and humanized, not generic and automated. Plus, marketers should take a longer view of prospecting and retention by continuing conversations via remarketing, the AAA advises. And finally, insurance marketers need to really listen during conversations with clients and prospects to understand pain points and how people shop online with search and voice queries in order to develop effective creative content and include key phrases for paid and organic search.

Tweak E-mail & Search to Retain Their Digital Clout

Insurance agency/broker marketing agencies like EaseCentral and OutboundEngine offer some advice on where to focus digital marketing energies more specifically in 2019. Start by revisiting e-mail strategy. With an average $32 return per $1 spent in 2018, e-mail remains an attractive direct marketing option not only because it is inexpensive, highly targeted, and an ROI leader, but because it also offers opportunities for the forwarding, social sharing, and referral business in line with the general trends noted above. However, be sure to check e-mail creative to make sure it is personalized and shares valued content, focusing less on promotion and more on audience needs. Another tried-and-true digital driver, paid and organic search engine ranking, still matters, but search strategy needs an important tweak this year to cater to the growth of voice searches. EaseCentral points out that ComScore forecasts close to 50% of all searches will be made through voice search by 2020. Plus, due to the increasing use of voice search, Google and other search engines are beginning to factor it into their algorithms. Mobile optimization will play a big role in effective leveraging of voice search since these searches occur mainly on mobile devices.

Leverage the Power of Social Media Marketing

Making the most of social media will be a challenge in 2019 as organic reach shrinks and promotional pricing rises, but social platforms offer some unique advantages for insurance marketers looking for a way to humanize and personalize services. For example, EaseCentral suggests using social media to implement a more personalized customer service, with client accessibility on Facebook and LinkedIn. OutboundEngine meanwhile urges more direct marketing via promoted posts and social ads, taking advantage of social media platforms’ increasing ability to target zip codes, professions and other demographics to hone response. In the social media sphere, blogs are the king of content creation, reminds EaseCentral, allowing an insurance marketer to prove expertise and build trust. But remember that a blog’s content-marketing success will require avoiding sales pitches in favor of engaging information of value to the audience.

Embrace Video As the New Must-Have Tool

Video is now a proven response driver in digital marketing for almost all industries, and with online video projected to account for 80% of all web traffic in 2019 per Cisco research, it is a must-have tool in insurance, too. It works for consumer and business prospecting; OutboundEngine cites a recent Forbes finding that an average of 40% of decision-makers call a vendor after watching a video. How to capitalize on the video wave? OutboundEngine suggests the following ideas for website and social media insurance-branding videos: Live stream (with permission) part of an event or fundraiser attended; record a 30-second clip once a week answering a frequently asked question; or post an Instagram story about volunteering in your local community.

Is Your E-mail Optimized for Best 2019 Performance?

E-mail marketing is constantly evolving, and AccuList USA tries to keep our e-mail list and e-mail marketing services clients up-to-date on the latest tactics and best practices. A good overview of trends for 2019 was recently supplied in a Business2Community post by Rohit Munipally.

Targeted, Segmented and Automated Marketing

The value of e-mail targeting and list segmentation is so clear that it will be a given for smart marketers in 2019. Munipally cites HubSpot research showing that e-mails that are relevantly segmented and targeted account for 58% of all e-mail earnings and increase profits up to 18 times more. When combined with automation, e-mail content power is further enhanced. Munipally gives examples of how e-mail marketers can track behavior to boost response and conversion. For example, if a contact hasn’t opened an e-mail for an extended period, the contact can be dropped from deployments, while a contact who has visited a web page several times or opened multiple e-mails can receive relevant automated e-mails prompting action. In fact, global automated e-mail marketing alone is expected to account for $2.7 billion in spending by 2025, Munipally reports.

Text-Only, Interactive & Story Content

Watch for acceleration of the trend away from graphics-heavy e-mail designs in 2019. Research shows e-mail users prefer plain text over HTML-style e-mails because plain text e-mails resemble a personal message that would be sent by a family member or friend. So marketers now use plain-text e-mails to create a more personable, sincere and less sales-oriented brand. Also expect to see interactivity dominate over product display and sales pitches in e-mails next year. Response data favors interactive e-mails that encourage engagement through quizzes, surveys, games, contests, GIFs, and call-to-action messaging that lets recipients shop, edit an order, update a wish list, send a shipping confirmation, etc. Story-telling also has proved itself as another content-engagement tool. E-mails that begin with a story that grabs the reader and then leads into the value and services/products offering have been shown to be highly influential–if delivered to a relevant audience (again underscoring the value of targeting and segmentation).

Focus on Mobile, Personalization and AI

Mobile optimization of e-mail will be essential for success in 2019, with 53% of e-mails opened via mobile devices and 75% of gmail users viewing accounts on mobile devices. Meanwhile, consumers demand content that is relevant and personalized whether they view it on a computer or mobile device, which means using data to go beyond the first name in the second paragraph to delivery of information unique to the reader’s account or buyer persona. Plus, next year should see growing use of AI for everything from targeting, subject line choice, image selection, unsubscribe prevention and more. To illustrate the power of AI, Munipally reports that Adobe recently developed an AI technology with a series of sophisticated algorithms based on e-mail campaigns and audience behaviors, resulting in e-mail users opening nearly 80% of work and 60% of personal e-mails.

For the complete post, see https://www.business2community.com/email-marketing/7-email-marketing-trends-for-2019-02120824

 

Today’s Zoo Marketing Embraces Conservation, Digital

AccuList USA helps a number of museums and zoos with marketing to members, donors and visitors. A 2017 report on the U.S. market for museums, historical sites, zoos and parks, worth $14.5 billion annually, noted that some of the most significant changes are occurring in the zoo market. Consumers’ rising concerns about conservation and ethical treatment of animals have been a driving force. As the public loses its appetite for viewing animals in cages, zoos are initiating a new stress on realistic exhibits and conservation–and their marketing is reflecting that shift.

Zoo Marketing Wins by Stressing Conservation and Natural Habitats

A recent Platform Magazine article on the new wave in zoo marketing, noted to its PR-pro readers that the winning zoo marketing strategy seems to lie in finding the middle ground between promoting conservation and creating entertainment. Many zoos do this by creating exhibits that mimic animals’ natural habitats. For example, the Woodland Park Zoo in Seattle, Washington, promotes exhibits for jaguars, penguins and grizzly bears, which have won exhibit design awards. Meanwhile, the Houston Zoo not only advertises the fact that it shares part of the money from each ticket with conservation programs but plans to build a new exhibit to showcase the Texas Wetlands, which have a large variety of animal and plant life.  The Platform article also cites Zoo Atlanta’s strategy for merging consumer experiences and conservation by promoting its contributions to the Association of Zoos and Aquariums’ Species Survival Plan (SSP) with new animals’ births that help “maintain healthy, genetically diverse and self-sustaining animal populations within North American zoos.”

Zoos Use Digital Marketing to Stretch Budgets

However, one marketing challenge for nonprofit zoos like Zoo Atlanta is stretching “our limited advertising budget,” Vice President of Marketing and Membership Tracy Lott acknowledges. And digital media investments are one way her zoo stretches those marketing resources. For zoos following Zoo Atlanta’s lead by starting or expanding a digital marketing strategy, Search Influence, a digital marketing agency, suggests five key steps to success.  Efforts need to begin with planning, with an emphasis on defining member/donor/visitor profiles for targeting. Then local prospects, loyal members and tourists can be sent the different messaging that will resonate and drive response. Next comes a polished website to showcase attention-getting content and provide a platform for sales and donations, supported by a traffic-building investment in search optimization and paid search. Third, zoos need a curated content-marketing strategy for website, social media and paid digital advertising to promote unique draws, from exhibits and events to conservation and education. Leveraging that great content then requires a targeted digital advertising strategy. Since 90% of time online is spent outside of search, mainly on Facebook, Instagram and other social platforms, one focus should be social media ads with enticing video, graphics and messaging. These ads can be targeted by interests, location, family status, buying behavior and more to boost response. These also can be tied into a multi-channel strategy that includes direct mail; for example, our Digital2Direct program serves Facebook ads to selected “matched” postal records.  Finally, to maximize ROI, marketers need analytics with defined KPIs per platform, including use of Google Analytics and Google Tag Manager to track multiple e-commerce platforms and websites.

 

 

Trust Message Takes Center Stage in 2018 Insurance Marketing

Earlier in the year, Mintel Comperemedia identified four insurance marketing trends for 2018: courting consumer trust; fighting commoditization by redefining scope and repackaging; building AI savings and speed into underwriting, customer engagement and more; and competition via supplementary service and risk mitigation. AccuList USA’s insurance marketing clients will be interested in Mintel’s recent update on two of those predictions: trust messaging and expanded product scope.

Life Insurance Ad Campaigns & Direct Mail Woo Consumer Trust

While all types of personal insurance lines showed shifts in messaging to win consumer trust via simplification, education and transparency, Mintel especially notes life insurance efforts to close the financial literacy gap through content marketing, such as Allstate’s launch of an advertising campaign in July 2018 that reminded viewers “truth today is hard to find” and concluded TV ads with “Now that you know the truth, are you in Good Hands?” Likewise, insurers Humana, Gerber Life, Kaiser Permanente, State Farm, John Hancock and Mutual of Omaha revamped direct mail messaging with some form of the line “insurance can be confusing” and then offered simplified language to which consumers could more easily relate. Meanwhile, on-demand coverage from Trov, Duuo, Cuvva and Slice addressed consumers’ product transparency demand by offering real-time coverage for what consumers want when they want it.

Partnerships Offer More to Health Insurance Shoppers

The marketing landscape for health insurance saw major changes in terms of insurance scope this year.  For example, the CVS pharmacy acquisition of Aetna opens the door to a one-stop-shop health care experience, including better digital customer service. Similarly, Mintel notes the Amazon acquisition of PillPack and the partnership between Walmart and Anthem as opportunities for established insurance products to expand and redefine the digital-age customer journey. Meanwhile, insurance marketers are watching to see how much the Amazon, JPMorgan Chase, Berkshire Hathaway collaboration to offer independent employee health care will shake up the status quo. For the full blog post, see http://www.mintel.com/blog/insurance/insurance-marketing-trends-2018-howd-we-do

How to Boost E-mail Lead Gen for B2B Publishers, Marketers

E-mail is a favorite lead gen channel for business-to-business publishers and marketers that AccuList USA supports with e-mail lists and database services. It’s no surprise that close to 90% of B2B marketers use e-mail to generate new leads when the latest data from the DMA shows e-mail marketing delivers an average $43 return for every $1 spent. But that doesn’t mean B2B e-mails are a guaranteed success. B2B e-mailers may want to benchmark their efforts against a recent infographic from EmailMonks that offers proven ways to help boost those all-important open and click rates. Some of those include:

Personalizing, Segmentation & Preferences

Marketers personalize e-mails because 91% get better open and click rates when they do, and that means going beyond using a first name to targeted, personalized content based on demographics, purchase and browsing history, subscriber interests, etc. Achieving that quality targeted personalization requires good list segmentation; blasting a one-size-fits-all message to the whole e-mail list is a recipe for low response. Segmenting by age, gender, preferences, purchase history and more delivers 14.31% higher opens and 100.95% higher clicks than non-segmented list campaigns, notes the EmailMonks infographic. Executing that personal touch also means permission-based e-mail that respects recipient preferences for how often and when they are contacted, so give subscribers the chance to manage the number and timing of e-mails. But what about before they  subscribe? Data shows that the average B2B recipient is most likely to open a 10 a.m. Saturday e-mail, to click on a 10 a.m. Tuesday e-mail, and to respond to an 8 a.m. Tuesday e-mail. Entrepreneurs and workaholics open, click and respond best to those Saturday morning e-mails!

Winning Subject Lines & CTAs

As the infographic points out, 35% of e-mails are opened based on the subject line alone. What makes up a winning subject line? Brevity is the soul of subject line wit; with 54% of e-mails opened on a mobile device, a subject line of around three words scores higher since most mobile devices can show only four to seven words across the screen. Personalization counts big, too; personalized subject lines are 26% more likely to be opened than general ones. And finally, the content counts; it’s less about click-bait attention grabbing than about a topic that matters to the recipient. Once the e-mail is opened, the crafting of a good call-to-action (CTA) will drive more click-throughs. The CTA should be noticeable and  “above-the fold”; in fact most brands prefer to place a CTA in the top third of an e-mail, and 48% match the CTA colors to their brand logos. Oh, and make sure the CTA links to an effective, mobile-optmized landing page, too.

B2B E-mails to Emulate

Looking for specific examples? SuperOffice, a CRM supplier, offers 17 B2B e-mail templates based on actual successful e-mails for B2B marketers to emulate. The templates include welcome e-mails, curated content e-mails, company announcement e-mails, new article e-mails, video e-mails, product update e-mails, reactivation e-mails, gated content e-mails, webinar e-mails, event invitation e-mails, case study e-mails and more. See https://www.superoffice.com/blog/b2b-email-marketing-examples/

 

These Digital Tactics Can Power Insurance Marketing Lead Gen

Sometimes insurance marketers, used to face-to-face sales and targeted direct mail, struggle to adapt to the highly competitive and noisy digital marketplace for lead generation. Some helpful tips from the Blue Corona web marketing agency should be of interest to AccuList USA’s insurance marketing clients looking to improve their digital lead results.

Fast, Mobile-Friendly Pages Capture More Leads

The natural place to start is the insurance marketer’s website, where the majority of potential policyholders will first interact with the marketing message. Basically, the website must grab attention almost immediately. If consumers don’t connect with what they see within 10 seconds of landing on a web page, they’ll move on, per studies. That means up-front contact information, compelling call-to-action, plugins that localize content, etc. But it also means speedy page loading. Studies show that a website needs to load in under 3 seconds (in fact, 47% of people expect a web page to load in two seconds or less, points out Blue Corona). And that speed needs to happen on a mobile device. Over half of all digital searches for insurance information occur from mobile devices; more specifically, 58.6% of average monthly auto insurance searches and 55.4% of life insurance searches are via mobile, reports Blue Corona. If digital pages and ads aren’t mobile-optimized, they aren’t going to optimize leads.

Invest in SEO, Pay-per-Click Ads to Drive Traffic

How do you get prospects to those fast-loading, compelling, mobile-friendly pages? Search engine optimization is a basic requirement today for driving traffic. Out of the over 200 ranking factors, Blue Corona lists a few top tactics for getting to that coveted first page of a Google search: optimized title tags and meta descriptions on pages; site security (https vs http); mobile-friendly pages; schema markup; quality content; fast page downloading; social media signals; quality backlinks; and optimized images. But all searches are not created equal. Marketers want high-converting leads not shoppers. So Blue Corona suggests buying pay-per-click ads targeting search phrases that indicate high-commercial intent, such as “buy auto insurance” rather than “do I need auto insurance?” The ad content can then target a top consumer trigger. In most cases, that means competitive rates; for example, 70% of consumers say they look for the best deal when renewing an auto policy.

Engage via Blogging, Focused Content

A blog is another way to not only build traffic but also establish authority on insurance topics, build trust and go from policy hawker to insurance resource in the eyes of potential policyholders. If the average person consumes 11.4 pieces of content before making a purchasing decision, per Forrester, then insurance marketing wants to be at the top of that content list in terms of impact and quality. Blue Corona suggests blog topics such as “Factors You Didn’t Know Affect Your [Life/Auto/Liability/Etc.] Insurance Coverage,”  “How Much [Health/Auto/Liability/Etc.] Insurance Do You Need?” and “10 Tips for Keeping Insurance Rates Low.” Whether a blog post or a website page, the goal is to help insurance shoppers deal with an often confusing topic. TransUnion’s 2017 Healthcare Millennial Report found that 57% of millennial consumers identified as having “no understanding” or a “limited understanding” of their insurance benefits, while 50% of Generation X and 42% of Baby Boomers said the same. So don’t give prospects too many choices on website main pages, which can overwhelm and drive them away, and focus instead on the key solutions people need from insurance, advises Blue Corona.

For even more digital marketing suggestions to help retain policyholders and hone competitive edge, see https://www.bluecorona.com/blog/insurance-marketing-ideas-strategies

Publisher Mistakes Undermine Online Subscription Efforts

Subscription marketing is a goal for most of our B2B and B2C publishing clients, so we wanted to pass along a recent Publishing Executive (PE) magazine article warning of some common online errors by publishers that are undermining circulation marketing investments.

Use Premium Content to Lure Subscribers

Access to premium content should be online but limited to subscribers, urges PE author Eric Shanfelt, founding partner of eMedia Strategist. After all, why subscribe if you can go to the website and see all content for free? Unfortunately, some publishers are so baffled by the technology of locking down content as subscriber-only that they don’t even put their premium content online–losing a big selling point with digital traffic. Others are worried about reducing Google search traffic or ad impression dollars by limiting content access, but they are not factoring in the cost of lost subscribers, argues Shanfelt. Of course, for success with subscriber-only premium content, the website must then prominently promote that premium content and its subscriber-only status via clear incentives and calls-to-action, he adds.

Quick, Easy Subscription Pages Need to SELL

A website or mobile subscription page should not be just an order form, Shanfelt advises. Remember that most people who visit a subscription page are just considering subscribing. They need to be sold. Visitors should clearly see the benefits of subscribing and what they get (deliverables). Plus the page should generate a sense of urgency to sign up and use FOMO (fear of missing out) to push orders. Equally important, the subscription process should be quick and easy.  Make the subscription link easy to see and navigation simple by putting an obvious menu item and widget on every website page, with a link directly to a single-page subscription form, not a multi-step process. And finally, make sure the subscription page is not only secure but loads quickly on desktop or mobile. If it doesn’t load in 2-3 seconds, up to 50% of potential subscribers could be lost, warns Shanfelt.

Invest in Data Tracking and Integration

In order to test and adjust marketing tactics, online subscription and confirmation pages should use Google Analytics for e-commerce conversion tracking and cross-domain tracking to see how people get to subscription pages and how well they convert from different sources. Subscription/confirmation pages should also use tracking pixels from Facebook, Google, Bing and other digital sources, as well as from customer data platforms and e-mail systems.  More important, circulation data needs to be integrated with the website subscription pages and any e-mail or marketing automation systems. For effectiveness, that circulation data should be updated automatically in real-time or, at a minimum, manually once a month. If the website is synchronized with the circulation system, people can log into the site by authenticating against subscriber data to get access to premium content, for example. Integration also allows for conditional content blocks in follow-up e-mails to upsell non-subscriber leads, for sending of automatic renewal reminders, and even for a sync of subscriber lists with programmatic ad networks.

For more tips, see the full article.

2018 Offers New Growth Opportunities for Publishing Marketers

There’s no doubt that AccuList USA’s business and consumer publishing clients face some pivotal audience- and revenue-building challenges in both print and digital marketing, but there are also growth opportunities in 2018. We note three potential positives recently highlighted by Publishing Executive magazine.

Quality Content Over Free Content

Audiences are increasing their demand for quality content, and advertisers are seeking publishers who can deliver that quality. There is a lot of untapped revenue potential for publishers who commit to quality, especially since the free-information era is ending as readers become wary of free but low-value content and increasingly willing to pay for reliable quality. For digital publishers, the downside of a shift to paid quality content can be a shrinkage of circulation, forcing them to balance potential gains in subscription revenue against lower page-views for ads. The Publishing Executive article offers various mitigating tactics: leaky paywalls; metered paywalls; charging only for premium content; allowing only paid subscribers to comment or participate in an online community; early access to certain articles for paid subscribers; access to paywalled content for subscription to a free newsletter, etc.

It’s All About Niches

With consumer access to vast amounts of information spewing into print, online, media and social every day, mass-market-oriented print and digital publications have been struggling, and niche publishers proliferating. Readers want to focus on what’s relevant to their specific interests, and many advertisers want to reach the right pool of people more than just the largest pool of people. The trick for publications is to embrace niche demand without sacrificing too much circulation. The Publishing Executive article offers some suggestions. Digital publications can create a product-within-a-product on the website, for example, with content targeted to a subset of the normal audience and attractive to new sponsors who want to reach that specific audience. For print publications, there are niche-targeted inserts, bonus sections, customized covers, polybagged special reports, or ad packages that combine a full-page ad in the magazine with a more in-depth cover wrap or insert for a special event or audience.

Demand for Brand Safety Grows

Brand advertisers have become concerned about aligning with publishers who tolerate fake news, violence, extremism, or other offensive content. The Association of Magazine Media recognized the danger and the opportunity in 2017 and released an ad campaign (“Better. Believe it.”) to highlight magazines’ quality content and brand safety. This means that respected publishers can court advertising revenue (and circulation) in 2018 by stressing brand quality and safety in their promotions. On that point, Publishing Executive quotes from an Advertising Age piece in which Shelagh Daly Miller of AARP declared: “Only when brands partner with reputable publishers can they have full confidence in where their ads are being placed. That’s a message that should be all over our industry’s media kits. And tattooed onto the foreheads of our ad reps.”

For more on publishing growth opportunities in 2018, read http://www.pubexec.com/post/6-growth-opportunities-publishers-2018/

2018 Digital Marketing Trends: Technology, Targeting, Tactics

Digital marketing continues to experience rapid changes. AccuList USA will be helping clients navigate this year via quality data, data services and other support efforts that take into account 2018 digital marketing trends recently outlined by Forbes magazine’s Forbes Agency Council.

Technology Drivers: AR, Conversational Interfaces, Video

The first of the article’s 15 trend predictions is continued growth in the use of Augmented Reality (AR), per Chris Carter of Rep Interactive, as mobile devices become more powerful, social apps improve AR integration, and, we would add, traditional print, from direct mail to ads to labels, also embraces AR. Meanwhile, the popularity of  conversational interactions will offer new opportunities and challenges, per a couple of council members—such as Amazon’s Alexa, Google’s Assistant, Microsoft’s Cortana, chatbots and more. Now that Google says 20% of its mobile queries are voice searches and usage set to climb further, marketers will need to create content targeting these types of searches and ads for non-traditional venues (such as sponsored smart-fridge recommendations), predicts Brett Farmiloe of Markitors. Video was a big story in 2017 and is now seen as a basic of success for 2018 marketers, per several Forbes council members. It also means that marketers will face a higher bar in terms of quality. As social media platforms jump into live video and add features, “the shaky, holding-a-phone-in-your-hand live video won’t be acceptable anymore,” warns Thomas Brodbeck of Site Strategics.

Targeting Goes Hyper: Personalized & Contextual

Most marketers agree that the days of impersonal e-mail blasts are done. So what’s ahead in 2018? Marketers will be focused on hyper-targeting and personalizing every interaction, forecast several experts. Watch for personalized landing pages connected to each advertising campaign, for example. The need for unbiased targeting, predictive analytics and budgeting at every step of the customer journey also will increase use of application programming interfaces for machine-learning algorithms, natural language processing and artificial intelligence, opines Douglas Karr of DK New Media. And as data protection regulation increases, ad tech vendors will need to go beyond tracking behavior with cookies to contextual targeting strategies based on page content, adds Julien Verdier of Adyoulike.

Some Tactics Keep Their Buzz, and Some Fade

“Influencer marketing” had marketing buzz in 2017, but Craig Greiwe of Rogers & Cowan predicts that 2018 will see a collapse of interest because brands that spent big on influencers haven’t seen measurable results. He expects brands instead to “zero in on a few select individuals who drive results or move to organic grassroots promotion, and away from high-cost, middle-tier influencers who drive awareness but little ROI.” Content marketing, meanwhile, will remain a key part of the marketing tool box—but with some changes. New formats, video, and voice search are ending the focus on blog posts and listicles and pushing marketers toward featured snippets, interactive spoken tutorials and integration with User Interface features, says Kristopher Jones of LSEO.com. In the crowded online grab for engagement, native advertising will retain appeal, too, per Timothy Nichols of ExactDrive, Inc., helping marketers to expand viral sharing and develop a more involved relationship with target markets.

For more trend predictions, see https://www.forbes.com/sites/forbesagencycouncil/2017/12/18/how-digital-marketing-will-change-in-2018-15-top-trends/#464141092d9a